As of 2026 the population of City of Tracy is 101,366. The population is expected to grow to 105,106 by 2031 - a growth rate of 0.73%.
The median age of City of Tracy residents is 37.
The diversity index of City of Tracy is 88.4, meaning that there is a 88% chance that any two people selected out of 100 residents will be of different race or ethnicity from one another.
The average household income in City of Tracy is $159,133 and projected to be $174,913 in 2031. Per capita income is $48,457, projected to be $53,771 in 2031. 7.23% of households – 7,331 – have an income of $200,000 or higher. Average net worth is $1,798,090 and the average disposable income is $115,651.
There are 32,054 housing units in City of Tracy; 20,110 are owner-occupied, 10,696 are rented, and 1,248 are vacant. The average home value is $745,397, with 3,844 homes built in 2010 or later, and 1,273 built in 1939 or earlier.
There are 2,719 businesses in City of Tracy, employing 26,293 workers and pulling from a labor force of 45,228 age 16 and above. 19,447 workers commute into City of Tracy from outside the county or state. Key industries for the area include:
25,684 residents both live and work in/around City of Tracy. The average travel time is 42.5 minutes. 2.99% people have a commute of less than 5 minutes while 20.7% commute 90 minutes or more each way. Of commuters, 30,729 drive alone, 5,767 carpool, and 647 take public transportation. 1,401 use other modes of transport such as motorcycle, bicycle, walking, etc. 6,645 residents work from home.
17,808 members of the workforce hold a high school diploma or GED. 6,934 have associates degrees, 15,426 have bachelor’s degrees, and 5,644 hold a graduate or professional degree.
Source: ESRI, 2026-09-09
