City of Tracy Profile

City of Tracy

Population Demographics

As of 2025 the population of City of Tracy is 99,540. The population is expected to grow to 104,352 by 2030 - a growth rate of 0.95%.

The median age of City of Tracy residents is 37.

The diversity index of City of Tracy is 88.4, meaning that there is a 88% chance that any two people selected out of 100 residents will be of different race or ethnicity from one another.

Housing and Income

The average household income in City of Tracy is $151,492 and projected to be $165,868 in 2030. Per capita income is $45,840, projected to be $50,609 in 2030. 6.8% of households – 6,767 – have an income of $200,000 or higher. Average net worth is $1,679,437 and the average disposable income is $110,052.

There are 31,196 housing units in City of Tracy; 19,612 are owner-occupied, 10,495 are rented, and 1,089 are vacant. The average home value is $719,997, with 3,280 homes built in 2010 or later, and 1,189 built in 1939 or earlier.

Business and Workforce

There are 2,755 businesses in City of Tracy, employing 27,338 workers and pulling from a labor force of 44,477 age 16 and above. 19,666 workers commute into City of Tracy from outside the county or state. Key industries for the area include:

24,719 residents both live and work in/around City of Tracy. The average travel time is 42.8 minutes. 3.22% people have a commute of less than 5 minutes while 20.36% commute 90 minutes or more each way. Of commuters, 31,093 drive alone, 5,559 carpool, and 672 take public transportation. 1,367 use other modes of transport such as motorcycle, bicycle, walking, etc. 5,769 residents work from home.

17,815 members of the workforce hold a high school diploma or GED. 7,387 have associates degrees, 13,306 have bachelor’s degrees, and 5,369 hold a graduate or professional degree.

Source: ESRI, 2025-08-25